Click Here
Pradhan Mantri
Suraksha Bima Yojana (PMSBY) :
People who have a bank account can get benefits under this
scheme. If you still do not have a bank account, go and open an account under
the PMJDY. As you read in the previous section you do not need to put any money
into this account? It is also very simple and easy. All you need is your
Aadhaar card to open this account.
Once you have a bank account, and you are in the age group of
18 to 70, under the PMSBY you can get an accidental insurance cover of 2 lakh
rupees by paying just 12 rupees per year. This will be automatically debited
from your bank account once a year when you join the scheme. After joining the
PMSBY if the policyholder meets with an accident amounting to death or
disability, you or your family members will receive an amount of up to 2 lakh
rupees as a benefit.
Remember that to join this scheme you need to have a bank
account and agree to pay 12 rupees per year, which will be automatically
debited from your account. So, go to your bank branch and avail of this scheme
today.
Pradhan Mantri
Jeevan Jyoti Bima Yojana (PMJJBY) :
If you have a bank account and you are in the age group of
18 to 50 years, you can join this scheme. This scheme will give you a life
insurance cover of 2 lakh rupees if you pay just 330 rupees per year. Like the
PMSBY, to join this scheme you have to visit your bank branch and agree to pay
330 rupees, which will be automatically debited from your bank account. After
joining the scheme if the policyholder dies due to any reason, his/her family
members will receive an amount of 2 lakh rupees.
If you are the sole breadwinner in your family, have you
thought about what they will do if something happens to you? By joining this
scheme you can ensure that they receive 2 lakh rupees. It will not take away
their pain but it can help them a great deal. Ask your friends and if they have
not yet joined the PMJJBY, ask them to do so.
Atal Pension Yojana
(APY) : As the name suggests, this is a pension scheme under the National Pension System or
NPS. Anyone between the ages of 18 and 40 years can join the APY and will
receive a guaranteed minimum pension of 1,000 to 5,000 rupees per month at the
age of 60. Not only this, if you decide to join APY before 31st December 2015,
the Government of India will also contribute 50% or 1,000 rupees per year for a
period of 5 years.
To join the APY, you need to have a bank account. Do you see
how having a bank account can give you so many benefits? Open a bank account
now and ask others to do the same. If you join the scheme early, say at the age of
18, you will need to pay only 42 rupees every month and when you become 60 years
old, you will receive a guaranteed pension of 1,000 rupees every month. To join
this scheme visit your bank branch or the nearest banking correspondent (Bank Mitra)
center. When you join the APY, you are making sure that when old age comes you
are prepared for it. You do not have to depend on your children for everything,
because you will receive your own pension money each month. It is important to
remember that if you join the scheme early you will need to pay less every
month than if you join late. So stop waiting, go to your nearest bank branch
today and ask them how to join the APY.
No comments:
Post a Comment