81. Bank charges interest on
a) Deposits
b) Loans
c) Both (a)
& (b)
d) None of
above
82. Education Loans
a) Cover tuition
fee & expenses
b) Are
repayable after completion of course
c) Granted for
studies in India & abroad
d) All of above
83. Business Correspondent means
a) An agent who
provides banking services
b) An agent of
business house
c) A type of
money lender
d) None of
above
84. Internet banking refers to
a) Operation of
account through internet
b) Opening of
account through
ATM
c) Both (a)
& (b)
d) None of
above
85. Nomination once done can
a) Not be
cancelled
b) Be cancelled
c) Not be
changed
d) None of
above
86. Who can open bank account?
a) Indian
citizen
b) Non Resident
Indian
c) Illiterate
d) All of above
87. PAN number is required for
a) Deposits
less than
Rs.50,000/-
b) Deposits in
excess of Rs.1 lac
c) Deposits
Rs.50,000/- &
above
d) All
transactions
88. TDS means
a) Time Deposit
Scheme
b) Total
Deposit Scheme
c) Tax Deducted
at Source
d) None of
above
89. Maximum amount of Cheque
a) Rs.100 crore
b) No limit
c) Rs.1 crore
d) None of
above
90. Bank draft is issued by
a) Private
Sector Banks
b) Regional Rural
Banks
c) Public
Sector Banks
d) All of above
91. Self Help Group involves
a) Group of 5
to 20 people
b) Regular
saving habits
c)
Inter-lending within the
group members
d) All of above
92. Payment of cheque can be stopped by
a) Beneficiary
b) Nominee
c) Drawer of
cheque
d) All of above
93. Account payee cheques can be paid
a) At cash
counter of Bank
b) At ATM
c) By deposit
in Bank account
d) None of
above
94. In Recurring Deposits,
a) a fixed sum
is deposited every month
b) period of
deposit is a fixed tenure
c) interest is
paid at FDR rate
d) All of above
95. While making nomination,signature of nominee is
required on
a) Account
Opening Form
b) Nomination
form
c) Affidavit
d) None of
above
96. Interest on Savings Bank Deposits is paid
a) Every month
b) Quarterly
c) Half yearly
d) Yearly
97. Mutilated notes
a) should be
burnt away
b) should be
thrown away
c) can be
exchanged at Bank
d) None of
above
98. ATM can be used for
a) Cash
withdrawal
b) Account
enquiry
c) Statement of
account
d) All of above
99. Upon detection of a counterfeit note at the
counter, Bank
a) Returns the
note to the customer
b) Exchange
with a genuine Note
c) Deposit in
Account
d) Impound the
Note and issue receipt
100. Fixed Deposit can
a) not be
withdrawn before maturity
b) paid only
after maturity
c) withdrawn
before maturity
d) All of above
Answers:-
81. B 82. D 83. A
84. A 85.
B 86.D 87. C
88. C 89. B
90. D 91. D 92. C
93. C 94.
D 95. D 96. C
97. C 98.
D 99.D
100. C
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