1.
A
cheque may be crossed by drawer/issuer and hold by drawing on its face two
parallel transverse lines simply, either with or without the words “not
negotiable “ or “and company” or
“account payee” is known as :
A. Endorsed
Crossing
B. Special
Crossing
C. General
Crossing
D. None
of the Above
2. “SLBC” refers to :
A. State
Level Bankers Co-ordination Committee
B. State
Level Bankers Committee
C. State
Level Bankers Club
D. None
of the Above
3.
An
Individual person of any age can open
and operate his Savings Bank account
A. True
B. False
4.
As
per new guidelines all small loans not exceeding Rs. --------per borrower will be classified
under microcredit
A. 25000
B. 20000
C. 40000
D. 50000
5.
What
is Payment Order issued by one Branch of a Bank upon other Branch to pay the a specified sum of money to the specified person?
A. Letter
of Credit
B. Banker’s
Draft
C. Electronic
Fund Transfer
D. None
of the Above
6.
An
illiterate customer who is having a
Savings Bank account intends to authorise another person to operate his account
A. An
illiterate cannot appoint an agent due to incompetent to contract
B. Since
an illiterate person cannot grant a power of attorney: his request cannot be
considered.
C. The illiterate customer has to execute a power of attorney
D. All
of the above
7.
A
Savings Bank A/c is to be treated as
inoperative accounts if there is no operation in the a/c for last-------
A. Two
Years
B. Three
Years
C. Four
Years
D.
Five Years
8.
Which
of the following is a fee-based service?
A. Collection
of cheques
B. Safe
deposit Lockers
C. Standing
Instructions
D. Merchant
Banking Services
E. All
of the above
9.
When
a customer gives standing instructions to the Bank for remitting a specified sum of money every month
towards payment of his rent to a person, the relation between the two is that of
A. Debtor
& Creditor
B. Principal & Agent
C. Trustee
& Beneficiary
D. Lessor
& Lessee
10.
To
enforce it’s right under SARFAESI Act 2002, a Bank is required to give --------days’
notice to borrower
A. 30 B.45
C.90 D. 60 E. 120
11.
Money
Laundering refers to
A. Conversion
of Assets into Cash
B. Conversion
of Money which is illegally obtained
C. Conversion
of cash into Gold
12.
Which
of the following are the major functionaries under KIOSK Banking Channel?
A. Administrator-A
Bank Official
B. Business
Correspondent
C. Kiosk
Operator
D. All
of the above
13.
Expand
“NABARD”-
A. National
Bank for Agriculture and Rural Development
B. New
Bank for Agriculture and Rural Development
C. National
Bank for Agriculture and Regional Development
D. New
Bank for Agriculture Co-Operative and Rural Development
14.
For
whom you would not open a Current Account?
A. An
Illiterate Person
B. A
literate Person
C. Old
women aged 60
D. Physically
Challenged
15.
From
where PMMY loan can be availed?
A. Public
Sector Bank, Private Sector Bank, Foreign Banks, Co-operative Banks, RRBs,
NBFCs, MFIs
B. Directly
from MUDRA
C. Both
A & B
16.
Internet
Banking Transactions Excludes
A. Withdrawal of cash anywhere in India
B. Statement
for Account for A specific Period
C. Transfer
of funds from one a/c to another a/c
D. Balance
Enquiry
17.
Whether an overdraft facility can be availed in more than one account under PMJDY?
A. Overdraft
facility up to Rs.5000/- is available in only one account per household,
preferably lady household.
B. Overdraft
facility up to Rs.5000/- is available in one account per household.
C. Overdraft
facility up to Rs.5000/- is available in all account per household.
D. No
Overdraft facility is available.
18.
What the name has been given to Business Correspondent Agent engaged by Bank for
providing Banking Services at locations where the opening of Branch is not viable?
A. Bank
Mitra
B. Bank
Doot
C. Bank
Pracharak
D. Bank
Sathi
19.
What
are the documents that are required to be submitted for availing loans under
MUDRA?
A. Standard
Loan Application Form
B. KYC
and other legal documents as may require as per internal guidelines of lending
Bank/NBFC/MFI
C. Both
of the above
20.
Obligation
of a Banker to maintain secrecy is applicable to
A. Existing
Deposits Account
B. Existing
Safe Deposits Account
C. Closed
Deposits Accounts
D. All
of the above
Answers:-
1
|
C
|
2
|
B
|
3
|
B
|
4
|
D
|
5
|
B
|
6
|
C
|
7
|
A
|
8
|
E
|
9
|
B
|
10
|
D
|
11
|
B
|
12
|
D
|
13
|
A
|
14
|
A
|
15
|
A
|
16
|
A
|
17
|
A
|
18
|
A
|
19
|
C
|
20
|
D
|
No comments:
Post a Comment