1.
The
mission mode of Pradhan Mantri Jan Dhan Yojona (PMJDY) consists of six pillars,
which among the following objective will be covered in Phase I?
a. Universal
access to Banking Facilities
b. Providing
basic banking accounts with overdraft facility and Rupay debit card to all
householders
c. Financial
Literacy Programme
d. All
of the above
2.
A
stop payment instruction of a cheque can be issued by
A. The
Payee
B. The
Endorsee
C. The
Drawer
D. The
Drawee
E.
3.
Rupay
Debit Card is introduced by
A. RBI
B. NPCI
C. IBA
D. GOVT.OF
INDIA
4.
Which
of the following types of Nominations is not allowed?
A. In
favour of Spouse
B. In
favour of Child
C. In
favour of Major Child
D. None
of the Above
5.
ATM
Means
A. Automated
Teller Machine B. Any time money
A. Auto
Truck of Mahindra D. None of the above
B.
6.
White
Label ATM used by
A. Nationalised
Bank
B. Foreign
Bank
C. Regional
Rural Bank
D. Non-Banking
Financial Companies
7.
Pink
label ATM is designed for
A. Men
only
B. Women
only
C. Both
the Above
D. None
of the Above
8.
Fixed
Deposit cannot be
A. Renewed
for further period on Maturity Date
B. Transferred
to Third Parties
C. Pre-Paid
before the Maturity Date
D. Cannot
be pledged to the Bank as Security
9.
Savings
Bank Accounts are generally opened by:
A. Individual
B. Firms
C. Companies
D. Association
of Persons
10.
There
is less risk for the Bank when hypothecation charge created by a Company
registered with the ROC.
A. True
B. False
11.
A
Minor can open a savings account to be operated by himself
A. True
B. False
12.
Pradhan
Mantri Jan Dhan Yojona (PMJDY) has a different target unit as compared to
earlier financial inclusion Plan “Swabhimaan”. What was the target unit of
“Swabhimaan”.
A. Coverage
of unemployed labourers
B. Coverage
of below poverty line families
C. Coverage
of workforce employed in agriculture
D. Coverage
of Villages
13.
Scale
of finance for crop loans is decided by
A. District
level Technical Committee
B. Block
level Technical Committee
C. State
level Technical Committee
D. Individual
Banks
14.
When
any FDR is lost by a customer of a Bank, what document is executed?
A. Guarantee
Bond B. Government Bond
C. Promissory
Bond D. Indemnity Bond
15.
Cards
that store data in integrated circuit are also called
A. Smart
Cards
B. Magnetic
Strip Cards
C. Both
of the Above
D. None
of the Above
16.
Minors
account can be opened in the guardianship of
A. Mother
and Father
B. Father
or Mother
C. Grandfather
D. Elder
Brother
17.
What
is the transfer of an Interest in specific immovable property for the purpose
of securing the payment of money advanced or to be advanced by way of loan?
A. Pledge
B. Mortgage
C. Transfer
D. Bailment
18.
What
is the amount of insurance upto which a deposit is insured?
A. Rs.1
lac per depositor per branch of Bank
B. Rs.1
lac per depositor per Bank
C. Rs.1
lac per depositor from the banking system
D. Rs.1
lac per depositor held singly or jointly
19.
The
principal functions of the bank are to
A. Acceptance
of deposits for lending and Investment
B. Clearing
C. Adjustment
and Reconciliation of inter branch transactions
D. Dispatch
of monthly statements to its customer
20.
PMJDY
LIC Insurance of Rs.30000/- is available for first time accounts opened
A. On
15th August 2014
B. On
26th January 2015
C. Between
15th August 2014 and 26th January 2015
D. None of the AboveAnswers:-
|
1
|
D
|
|
2
|
C
|
|
3
|
B
|
|
4
|
D
|
|
5
|
A
|
|
6
|
D
|
|
7
|
B
|
|
8
|
B
|
|
9
|
A
|
|
10
|
A
|
|
11
|
A
|
|
12
|
D
|
|
13
|
A
|
|
14
|
D
|
|
15
|
A
|
|
16
|
B
|
|
17
|
B
|
|
18
|
B
|
|
19
|
A
|
|
20
|
C
|
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