BC / BF EXAM (IIBF) Series -42 (PROBABLE QUESTIONS AND ANSWERS)
The bold option is the correct answer.
Chapter-24;SOFT
SKILL
1.
Communication skill is a ________________
A.
academic
skill
B.
hard skills
C.
soft skills
D.
none of
these
2.
Facial expression is _______________communication.
 |
| BANKING PRACTICE |
A.
oral
B.
written
C.
non- verbal
D.
verbal
3.
Farmers clubs were initially started by NABARD in 1982 as Vikas Voluntary
Vahini program to propagate the 5 principals of "Development through
_____________".
A.
savings
B.
credit (development in rural areas through credit,
technology transfer, awareness, capacity building.... )
C.
recovery
D.
meetings and
discussions
4.
The single most important skill financial counselors have is their technical
expertise.
A.
True
B.
False
5.
Interviewing, counseling and advising are all similar to and different from
each other
A.
True
B.
False
6.
The purpose of advising clients in financial counseling is to convince them to
do what counselors think they should do.
A.
True
B.
False
7.
It is not particularly important for the counselor to convey an attitude of
acceptance toward the client.
A.
True
B.
False
8. Clint’s resistant behaviors are unimportant to a successful financial counselor.
A.
True
B.
False
9.
All advice offered in financial counseling should be tentative, with the client making the final decision.
A.
True
B.
False
10.
Asking the client questions is usually appropriate only when it is an honest
attempt to gather information about what the counselor needs and the client can
provide.
A.
True
B.
False
Chapter-25;
Securities and Modes of Charging Them
Read the questions and statements properly and choose
the correct options.
1. The name of the charge created while advancing against
LIC policy is____________
A.
assignment
B.
lien
C.
pledge
D.
set off
2. Loan against minor's term deposit;
A.
can be granted if the
documents are signed if the minor has completed the age of 14 years
B.
cannot be granted
under any circumstances as the minor does not have the contractual capacity
C.
can be granted to the
guardian of the minor, if it is for the necessities of the minor
D.
can be granted only
with the permission of the court
3. In the case of assignment of LIC Policy as a
security to an advance, the assignment is not complete unless a notice of an assignment is given to the insurance company.
A.
True
B.
False
4. To the above notice of assignment may be given
either by the assignor or by the assignee.
A.
True
B.
False
5. There is more risk for the bank when
hypothecation charge created by a company is registered with the ROC.
A.
True
B.
False
6. One of the essential requirements of a pledge
is the actual or constructive delivery of the goods pledged by the pledger to
the pledgee.
A.
True
B.
False
7. The limitation period for filing suit for sale of immovable property is thirty years from the date mortgage debt becomes due.
A.
True
B.
False
8. Banks have to file a suit before the Debt
Recovery Tribunal for recovery, if the amount due is Rs _______ lakh and above.
A.
20
B.
10
C.
15
D.
5
9. ______________is a transfer of interest in
immovable property to secure an advance.
A.
collateral
B.
enforcement
C.
mortgage
D.
security
10. Which of these is NOT considered while
conducting the Valuation of Property?
A.
Location of Land
B.
Updated UIDAI
C.
Age of the building
D. The cost incurred for
construction
The bold option is the correct answer.
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