81. What does PMMY Stand for?
a)Pradhan Mantri Money Yojana
b) Pradhan Mantri Mudra
Yojana
c) Primary Money Market
Yojana
82. What is the maximum
loan amount available under PMMY?
a) 5.00 lacs
b) 10.00 lacs
c) 50.00 lacs
83. How much loan can be
availed under "Shishu" Category?
a) 10,000/-
b) 50,000/-
c) 1,00,000/-
84. Loan of ` 5 lacs is
covered under which category?
a) Shishu
b) Kishore
c) Tarun
85. What is the purpose
for which MUDRA loan can be availed for carrying on any activity related
to_______________?
a) Manufacturing,
Processing, Trading, Services
b) Personal loan
c) Investment in Shares,
commodities in Primary or Secondary Market
86. PMMY Loan is given for
which purpose?
a) Income Generation Purpose
b) Consumption Purpose
c) Both of above
87. What are the
Collateral /securities to be kept with Banks for getting loans for MSE under
PMMY?
a) Mortgage of movable or
immovable Assets b)
Third Party Guarantee
c) NIL
88. Who can avail the PMMY
loan?
a) Any Indian Citizen
b) Any firm, body corporate,
company, or any other entity incorporated in India
c) Both (a) and (b)
89. From where the PMMY
loan can be availed?
a) Public Sector Banks,
Private Sector Banks, Foreign Banks, Cooperative Banks, RRBs, NBFCs and MFIs
b) Directly from MUDRA Multi Choice Questions
on MUDRA Loans under PMMY
c) Both a) and b)
90. PMMY Loan can be availed
from the bank in which_________?
a) the customer has the
banking relation with the Bank
b) the customer does not
have the prior banking relationship (saving / current account) with the bank
c) Both a) and b)
91. What is the role of
MUDRA under PMMY Loans?
a) MUDRA is a direct lending
Institution and lends to small /micro units entrepreneurs directly for PMMY
b) Acts as a Refinance
Agency and refinances to all banks, NBFCs, MFIs for onward lending to customers
under different categories of PMMY loans, as per need of the customer.
c) MUDRA is regulator of
banks
92. The borrowers can
avail the credit in a hassle free and flexible manner with the MUDRA CARD which
is a______________
a) Debit Card with
Sanctioned limit
b) Credit Card
c) Ordinary Debit Card
93. MUDRA Card is a debit
card on which payment platform?
a) RuPay
b) Visa
c) MasterCard
94. What is the use of
MUDRA Card? And how it can be used?
a) In drawing cash from ATM
or Business Correspondent
b) Make purchases using
Point of Sale (POS) machine.
c) Both of above
95. Who issue the MUDRA
Card to customer?
a) Banks either directly or
in association with MFIs
b) MFIs directly
c) MUDRA
96. PMMY loans are
applicable to ___________?
a) all banks all over India
b) within the Notified areas
/ locations in India
c) all banks all over India
and abroad
97. What are the Interest
rates of the PMMY loans extended by banks, NBFCs, MFIs to the borrowers?
a) Reasonable rates decided
by lending banks, NBFCs, MFIs that should fall within the overall RBI
Guidelines
b) The rates as prescribed
by MUDRA
c) Uniform rates as
stipulated by the RBI
98. PPMY Loans are
provided for what Tenure?
a) 1 year
b) 2 year
c) depends on cash flows of
the business and decided by the lending Institution
99. What is the grievance
redressal mechanism available against bank officials, in the event of
non-sanction of loan?
a) The matter can be
escalated to the next higher office (region / Zone) on the Bank
b) Customer can register complaint on Banks
Nodal Officer-PMMY or PMMY Mission office or PMMY Toll Free
c) Both of above
100. What are the
documents that are required to be submitted for availing loans under MUDRA?
a) Standard Loan Application Form
b) KYC, and other documents as may require as
per internal guidelines of lending bank / NBFC / MFI
c) Both of above
Answers:-
|
81
|
B
|
|
82
|
B
|
|
83
|
B
|
|
84
|
B
|
|
85
|
A
|
|
86
|
A
|
|
87
|
C
|
|
88
|
C
|
|
89
|
A
|
|
90
|
C
|
|
91
|
B
|
|
92
|
A
|
|
93
|
A
|
|
94
|
C
|
|
95
|
A
|
|
96
|
A
|
|
97
|
A
|
|
98
|
C
|
|
99
|
C
|
|
100
|
C
|
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